Big Changes Are Brewing in Mobile Commerce
The era of rigid in-app payment restrictions may soon be behind us.
A newly proposed U.S. bill is taking direct aim at the app store monopoly that Apple and Google have held for years—forcing developers into limited payment options and slashing up to 30% off their earnings through mandatory commissions.
This legislation is a potential game-changer for developers, SaaS founders, and mobile-first businesses looking to take back control of their monetization strategy.
💡 Want the quick summary? We broke it down for founders and devs in our latest LinkedIn article →. Feel free to share it with your team.
What’s in the Bill?
The proposed bill aims to create a fairer and more competitive ecosystem by introducing third-party payment freedom. If passed, it would:
✅ Allow apps to bypass Apple and Google’s payment systems
✅ Eliminate forced 30% platform commissions
✅ Enable custom checkout flows and flexible monetization
✅ Improve transparency in pricing and user experienceThis means developers will no longer be locked into one system—they can choose the payment gateways their users trust, like Stripe, Razorpay, or Apple Pay, and build flows that actually convert.
Why This Matters for SaaS & App-Based Businesses
Here’s why this is more than just a policy update—it’s a strategic opportunity:
Unlock Revenue Control
Stop giving away 30% of your earnings. With open payments, your app retains more revenue, giving you flexibility to scale and reinvest.
Build Checkout Flows That Convert
Design branded, seamless payment experiences tailored to your audience—no more clunky, store-enforced modals.
Offer More Options
Let users pay how they want. From one-tap Stripe checkouts to local wallets, increased flexibility means higher satisfaction and retention.
Optimize for Growth
No more compliance loopholes or workaround payment flows. A clear, developer-first system simplifies implementation and scales better with your product.
Don’t Wait for the Law—Innovate Now
Whether this bill passes next quarter or next year, the direction is clear: the payment landscape is shifting toward openness, fairness, and flexibility.
Forward-thinking platforms are already preparing for this change. And the smartest ones aren’t waiting.
How SubcoDevs Is Leading the Charge
At SubcoDevs, we specialize in building modern, compliant, and revenue-optimized in-app payment systems. We’ve helped businesses:
✅ Integrate Stripe, Razorpay, PayPal, Apple Pay, and more
✅ Customize payment flows for higher conversion
✅ Build scalable billing systems for SaaS and mobile products
✅ Stay compliant with evolving global payment policies
We don’t just follow the trends—we help you lead them.
Your Monetization, Your Rules
With the right strategy and tech stack, your business can thrive in a post-monopoly app economy. The tools are available. The time is now.
📩 Let’s talk. Book a consultation with our payment specialists today and future-proof your app’s revenue model.
🚀 Want the founder’s perspective? Dive into our original LinkedIn article for a real-world breakdown of why this shift matters—and what to do now.